Fee Table & Rates

Our Fee Table and Member Agreement Rates are simple and transparent, because no one likes hidden fees.



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by STAR 8 Financial Inc.
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Los Angeles, CA 90067

STAR 8’s Fee Table and Member Agreement Rates

© 2020 STAR 8 Financial Inc.

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STAR8Wallet funds are held in a For Benefit Of (FBO) Account that is managed by STAR 8 Financial Inc and maintained by Reserve Trust Company. This Fee Table and Member Agreement Rates are subject to change with notice per
STAR 8’s Terms & Conditions. Last updated: July 21, 2021.

STAR8Wallet Standard Transaction Fee


Sending funds has NO TRANSACTION FEES! There are no hidden STAR 8 fees.

STAR8Wallet Credit Card Transaction Fee

2.99% + $0.30

Transactions that utilize a credit card are subject to an additional fee on top of the STAR8Wallet Transaction Fee.

STAR8id Verification (Per User)


Each individual verification processed through STAR 8 Software (Open API) for 3rd Party Platforms by 3rd Parties.

Same Day ACH Withdrawal Limits for Checking Accounts

Up to $250,000

Any Withdrawal from your STAR8Wallet to your traditional checking account, processed before 10 AM PST will land in your account by End of Business Day. All others will take 1-2 business days depending on your bank’s ACH procedures.

Monthly Service Fee



Incoming and Outgoing ACH fees



Wire fees


STAR 8 does not support wires as we support ACH Origination and direct linking with your Online Banking account through Plaid™.

Cross Border/Currency Conversion Transaction


At this time, STAR 8 does not support international transactions or currency conversions.

ACH Return and Credit Card Chargeback Fee

$35.00 Fee

Any returned funds or chargeback is subject to a $35.00 fee.

Non-Sufficient Funds Fee

$25.00 Fee

Any Account with Non-Sufficient Funds

Additional Agreements, Notices and Fees


Does not earn interest

Your funds can only be accessed with your authorization. STAR 8 and its banking partner, Reserve trust does not reinvest or reallocate your funds.

Maintenance of Deposits?


Reserve Trust is a non-depository trust company that performs escrow and independent custodian services. Reserve Trust has a master account at the Federal Reserve Bank of Kansas City where all deposits it receives are maintained.

Deposit Insurance?


Reserve Trust is not charted depository institution, and funds deposited are not deposit insured. However, funds are maintained within a master account with the Federal Reserve.